@sac_fid I used to be average but the education system, social media and Ai has really lowered the average so now I sound smart.
BTW, the principal I implied above can be applied to almost anything. If people are really interested and self-motivated to learn something in any field, they are likely to be significantly above average at it. Inversely, anyone who is uneducated and disinterested in something are likely to be bad at it.
Therefore, it's universally important to be interested and educated in every field that you desire to excel in. If it's financial security that you desire, then the absolute basics are to understand your debts, obligations, liabilities and assets over time.