@Kuro.In @Kuro.In to clarify man if he earns money, 100:1 and if he lose money its 1:1. 100:1 it means, the 100 here is for the total amount of system provided money and the 1 here is the total amount of his personal money. If you don't get the difference, system provided money can't be used to buy things for himself without valid reason acceptable by the system while personal money as the word itself its your own money you can freely spend it however you want.