@sac_fid Love your backrooms profile pic.
Well, I don't know about all of that. Most rich people aren't rich because they are foolish with their money. The vast majority of people who become rich in their lifetime through windfalls will make bad financial decisions and drop out of the wealthy class almost as quickly as they joined it. Most poor people in 1st world countries are poor because they make bad financial decisions in life... like not investigating the terms of a loan as our MC has failed to do.
BTW, you can prove this easily enough since the majority of lower-income people who have credit cards don't understand properly how interest or compound interest works nor do they understand properly how much money they are wasting each month/year ordering doordash. If you lack basic knowledge of how these things work because your parents and school system didn't properly teach you AND you also can't be bothered to research it for yourself, then it's really your own fault that you never climb out of the lower income class.
Well, I don't know about all of that. Most rich people aren't rich because they are foolish with their money. The vast majority of people who become rich in their lifetime through windfalls will make bad financial decisions and drop out of the wealthy class almost as quickly as they joined it. Most poor people in 1st world countries are poor because they make bad financial decisions in life... like not investigating the terms of a loan as our MC has failed to do.
BTW, you can prove this easily enough since the majority of lower-income people who have credit cards don't understand properly how interest or compound interest works nor do they understand properly how much money they are wasting each month/year ordering doordash. If you lack basic knowledge of how these things work because your parents and school system didn't properly teach you AND you also can't be bothered to research it for yourself, then it's really your own fault that you never climb out of the lower income class.
